We built the account we wanted to use.
LinkPay began with one frustration: money moved slowly, and nobody could tell you where it was. So we built a single account that sends, pays and saves — and shows you every step of it as it happens.
What we are for
Most people do not want a bank. They want the five or six things a bank is for — to hold money, move it, pay a bill, split a cost, save towards something — to take seconds and never surprise them.
That is the whole product, and it is the test every feature has to pass. If an idea does not make one of those moves faster or clearer, it does not ship, however good it looks in a demo.
We are a technology company working with a CBN-licensed partner bank. Your deposits sit with a regulated institution; the experience around them is ours to keep sharpening.
Three things we hold to.
How we got here.
- 2019
Two people and a spreadsheet
We spent a year mapping why a transfer between two Nigerian banks could take a working day to appear, and what it would take to fix.
- 2021
The account opens
Our partner bank arrangement went live and the first customers moved real money through LinkPay.
- 2023
Bills, in seconds
Electricity, cable, data and school fees joined the account, so paying a bill stopped meaning switching apps.
- 2025
Saving together
Groups arrived: a shared target, visible contributions, and nobody left chasing anyone else for their share.
One Platform, Every Currency, Every Asset.
No paperwork, no branch visit. Your account number is live before you finish setting a PIN.